.editorial-hero{background:#f2f6ff;padding:36px 0 64px;border-bottom:1px solid #e2e9f5}.breadcrumbs{display:flex;flex-wrap:wrap;gap:9px;font-size:14px;color:#586680;margin-bottom:46px}.breadcrumbs a{text-decoration:underline;text-underline-offset:3px}.article-heading{max-width:930px}.editorial h1{font-size:clamp(2.2rem,4.5vw,4.4rem);letter-spacing:-.05em;line-height:1.12;margin:18px 0 25px;max-width:1000px}.editorial h1 span{color:#143fe8}.editorial-lead{font-size:19px;line-height:1.8;color:#4e5e76;max-width:850px}.article-meta{font-size:14px;color:#526079;margin-top:24px}.guide-category{font-size:12px;font-weight:800;letter-spacing:.09em;text-transform:uppercase;color:#143fe8}.editorial-section{padding-top:64px;padding-bottom:64px;scroll-margin-top:100px}.editorial-section h2{font-size:clamp(1.6rem,3vw,2.5rem);letter-spacing:-.035em;line-height:1.2;margin:0 0 26px}.editorial-section-head{display:flex;gap:24px;justify-content:space-between;align-items:end;margin-bottom:28px}.editorial-section-head h2{margin-bottom:0}.editorial-section-head>a,.all-guides,.service-directory-link a{font-weight:700;color:#143fe8;font-size:15px}.guide-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.guide-card{padding:30px;border:1px solid #dde5ef;border-radius:16px;display:flex;flex-direction:column;align-items:flex-start;background:white;transition:transform .2s,border-color .2s;min-width:0}.guide-card:hover{transform:translateY(-3px);border-color:#143fe8}.guide-card:focus-visible{outline:3px solid #143fe8;outline-offset:4px}.guide-card h3,.guide-card h2{font-size:21px;line-height:1.35;letter-spacing:-.025em;margin:16px 0 14px;color:#12213f}.guide-card p{font-size:16px;line-height:1.7;color:#586680;margin:0 0 24px}.guide-read{margin-top:auto;font-size:14px;color:#143fe8;font-weight:800;display:flex;justify-content:space-between;gap:24px;width:100%}.topic-nav{display:flex;flex-wrap:wrap;gap:10px;margin-top:36px}.topic-nav a{padding:11px 16px;background:white;border:1px solid #dbe3f2;border-radius:100px;font-size:14px}.topic-nav a:hover{border-color:#143fe8;color:#143fe8}.article-layout{display:grid;grid-template-columns:minmax(0,760px) minmax(260px,340px);gap:70px;align-items:start;padding-top:56px}.article-body{font-size:17px;line-height:1.9;color:#384b65;min-width:0}.article-body h2{font-size:27px;line-height:1.3;letter-spacing:-.03em;color:#142445;margin:40px 0 18px}.article-body p{margin:0 0 22px}.article-body section{scroll-margin-top:110px}.article-body ul,.service-brief ul{padding-left:22px}.article-body li,.service-brief li{padding-left:5px;margin:9px 0}.article-toc{background:#f3f6fb;border:1px solid #e1e7f0;border-radius:14px;padding:26px 30px;font-size:15px}.article-toc ol{padding-left:22px;margin:12px 0 0}.article-toc li{margin:6px 0}.article-toc a{color:#143fe8;text-decoration:underline;text-underline-offset:4px}.practical-example{border-left:4px solid #143fe8;background:#f0f5ff;padding:25px 28px;margin:34px 0}.practical-example p{margin:14px 0 0}.article-sidebar{position:sticky;top:115px}.guide-cta{background:#102747;color:white;padding:32px;border-radius:18px}.guide-cta .guide-category{color:#cfed7a}.guide-cta h2{font-size:27px;letter-spacing:-.035em;line-height:1.25;margin:18px 0;color:white}.guide-cta p{font-size:16px;line-height:1.8;color:#c5d2e3}.guide-cta .button{background:#d3f383;color:#13273f;border-color:#d3f383;margin-top:16px;width:100%;font-size:14px}.guide-service-link{display:block;margin-top:20px;font-size:14px;line-height:1.6;text-decoration:underline;text-underline-offset:4px;color:#d8e3f1}.article-sources a{color:#143fe8;text-decoration:underline;overflow-wrap:anywhere}.article-sources p,.editorial-note p{font-size:14px}.editorial-note{border-top:1px solid #dde5ef;margin-top:40px;padding-top:25px}.all-guides{display:inline-block;margin-top:30px}.service-hero-grid{display:grid;grid-template-columns:1.35fr .8fr;gap:65px;align-items:center}.service-hero h1{font-size:clamp(2.2rem,4vw,3.7rem)}.service-brief{padding:34px;border:1px solid #dbe5f2;background:white;border-radius:18px}.service-brief h2{font-size:25px;line-height:1.3;letter-spacing:-.03em;margin:16px 0}.service-brief li,.service-brief p{font-size:16px;line-height:1.8;color:#526079}.cta-note{font-size:13px;color:#526079;margin-top:16px}.service-hero .button{margin-top:28px}.method-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:32px}.step-number{color:#143fe8;font-size:15px;font-weight:800}.method-step{border-top:2px solid #143fe8;padding-top:20px}.method-step h3{font-size:22px;letter-spacing:-.03em;margin:18px 0}.method-step p{font-size:17px;line-height:1.8;color:#526079}.scope-note{margin-top:38px;background:#f3f6fb;padding:26px;border-radius:12px;font-size:16px;line-height:1.8;color:#526079}.scope-note strong{color:#142445}.scope-note p{margin:8px 0 0}.editorial-section>.guide-cta{margin-top:44px;max-width:760px}.editorial-section>.guide-cta .button{width:auto}.editorial-footer{padding:50px 0;background:#0d1d35;color:#c7d4e8}.editorial-footer .footer-brand{font-size:23px;font-weight:800;color:white}.editorial-footer p{font-size:15px;line-height:1.8}.editorial-footer nav{display:flex;flex-wrap:wrap;gap:20px;margin:24px 0;font-size:14px}.editorial-disclaimer{border-top:1px solid #30435c;padding-top:24px;max-width:800px}.editorial .brand-symbol{font-size:34px;font-weight:800}.home-guides{border-top:1px solid #e3eaf2}.service-directory-link{margin-top:30px}.editorial-footer small{font-size:13px}
@media(max-width:1000px){.article-layout{gap:32px;grid-template-columns:minmax(0,1fr) 290px}.guide-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.service-hero-grid{gap:30px}.guide-cta{padding:25px}}
@media(max-width:760px){.editorial-hero{padding:24px 0 40px}.breadcrumbs{margin-bottom:30px;font-size:13px}.editorial-lead{font-size:17px}.article-layout,.service-hero-grid{grid-template-columns:1fr}.article-sidebar{position:static}.article-layout{padding-top:32px;gap:32px}.guide-grid,.method-grid{grid-template-columns:1fr}.editorial-section{padding-top:42px;padding-bottom:42px}.editorial-section-head{align-items:start;flex-direction:column;gap:18px}.guide-card{padding:25px}.article-toc{padding:23px}.article-body{font-size:17px}.article-body h2{font-size:24px}.article-meta{line-height:1.8}.service-brief{padding:25px}.article-heading h1{overflow-wrap:break-word}.editorial-footer nav{flex-direction:column;gap:15px}.topic-nav{gap:8px}.topic-nav a{font-size:13px;padding:10px 13px}}
@media(prefers-reduced-motion:reduce){.guide-card{transition:none}.guide-card:hover{transform:none}}